HANDY CONTACT NUMBERS

 

Twin Bridges Bank 

406-684-5678

Sheridan Bank 

406-842-5411

Addresses & Fax Numbers

Look up Bank Routing Numbers

 

ATM/Debit Cards (After Hours)

Lost or stolen card  

800-528-2273

Before traveling, please call to update your primary phone number to your cell phone so that out-of-area transactions can be verified..

New Card Activation

866-642-0450

You need to call from the primary phone number we have on our system.  

Change PIN

877-265-9594

 

24 Hour Better Banking

888-842-5121

 

Visa® PrePaid Cards

Customer Service

866-208-3438

 

 

 

 

6 WAYS TO START 2016 OUT ON THE RIGHT FINANCIAL FOOT!

Ruby Valley National Bank offers consumers six tips on how to manage their finances in 2016:

 

            1.  Set up and follow a budget. Organize household income and monthly bills, and prioritize your familyís needs and wants. Use online tools, such as budget calculators or a simple spreadsheet, to track expenses against income.

 

           2.  Pay bills on timeóevery time. If youíve made large purchases over the holiday season, have a plan to pay off some or all of the balance as quickly as possible. Paying on time avoids late fees and protects your credit score.

 

            3.  Check your account balances. Keep in mind the amount of cash you can withdraw or how many purchases you can make. Avoid having an overdraft, and pay attention to fees and charges that can be avoided. Frequently checking your accounts will also help you detect and resolve any unauthorized transactions faster.

 

 

 

            4.  Use credit cards wisely. Know what your limits are and when you are approaching them. Donít think of credit cards as free money or unlimited funds.

 

            5.  Pay yourself with automatic savings. An automatic transfer plan can pull from your checking account and deposit to your savings account as soon as you get paid. Setting aside a little money every payday is manageable and will help you achieve your financial goals.

 

            6.  Protect your identity by providing credit card, debit card and checking account information selectively and by only using your cards on websites that you trust. Community banks will never ask for your account number over the phone so donít release this information to people purporting to represent your bank.

 

No matter what your financial aspirations areóitís important everyone learns how to properly manage his or her finances and work towards a financial goal, and the New Year is a perfect time to start fresh!   And we are always here to help with your financial services and answer your questions!