FDIC Consumer Alerts are posted at the FDIC website to help consumers keep informed about the most recent methods criminals use to get individuals to disclose personal information. On the Federal Trade Commission site, consumers can find detailed guidance on how to monitor their credit histories, use effective passwords, and recover from identity theft.

 

 

HEALTH SAVINGS ACCOUNTS

If you are covered by a high deductible health plan, you may be eligible to open a Health Savings Account (HSA) that allows for payment of qualified medical expenses on a tax-free basis.  There are several benefits to opening and funding a HSA before year end to help maximize your tax savings.  Please visit with a bank employee for further information on our new HSA product. 

TRANSACTION ACCOUNT GUARANTEE PROGRAM

Beginning January 1, 2010 Ruby Valley National Bank will no longer participate in the FDIC's Transaction Account Guarantee Program.  Thus, after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.

LOANS FOR AGRICULTURE PRODUCTION ARE OUR SPECIALTY!

We are in the heart of the bountiful Ruby Valley where the way of life is agricultural production!

 

With loans for operating expenses or capital acquisition, our experienced loan officers will work with you to get the best loan program for your operation.

 

We are here to provide initial consultation and evaluate your needs and business plan.

 

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