HANDY CONTACT NUMBERS

 

Twin Bridges Bank 

406-684-5678

Sheridan Bank 

406-842-5411

Click for Addresses & Fax Numbers

 

ATM/Debit Cards (After Hours)

Lost or stolen card  

800-528-2273

Before traveling, please call to update your primary phone number to your cell phone so that out-of-area transactions can be verified..

New Card Activation

866-642-0450

You need to call from the primary phone number we have on our system.  

Change PIN

877-265-9594

 

24 Hour Better Banking

888-842-5121

 

Visa® PrePaid Cards

Customer Service

866-208-3438

 

 

 

 

Checking

 

       

Personal

 

 

 

Free Checking

  • No monthly service fees and no minimum balance required
  • Option of email or paper statement
  • No check images returned
  • Free access to RubyNet internet banking
  • Free access to 24 Hour Better Banking
  • If you need to stop a check or electronic payment, please complete the Stop Payment Form.


Ruby Checking

  • No minimum daily balance
  • Monthly fee of $7.50 includes:
    • Option of email or paper statement
    • Check images returned with statement
    • Free BillPay services
    • Free access to RubyNet internet banking
    • Free access to 24 Hour Better Banking
    • Unlimited check writing


Interest "NOW" Checking

  • Simple interest accrued daily and paid monthly*
  • No monthly service charge if $1,000 minimum daily balance is maintained
  • If balance falls below the minimum, the monthly service charge is $15.00
  • Option of email or paper statements
  • Check images returned with statement
  • Free BillPay services
  • Free access to RubyNet internet banking
  • Free access to 24 Hour Better Banking


Preferred "SUPER NOW" Checking

  • Simple interest accrued daily and paid monthly*
  • No monthly service charge if $2,500 minimum daily balance is maintained or $10,000 combined balance in checking, savings, and/or certificate of deposit accounts
  • If neither balance can be maintained the monthly service charge is $25.00
  • Preferred checking customers qualify for the following package benefits:
    • Free personalized checks (RVNB logo checks)
    • Free Visa General Purpose Reloadable (GPR) Prepaid Card
    • Free money orders
    • Free cashier's checks
    • Free notary service
    • Free BillPay services
    • Free access to RubyNet internet banking
    • Free access to 24 Hour Better Banking
    • $2 discount on safe deposit box rental (automatic payment)
    • Installment loan discount (with approved credit)
    • Combined statement of all accounts monthly

*Interest rates on interest bearing checking and savings accounts are subject to change without notice. 

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Business

 

 


Business Checking

  • Full service checking account designed for business entities, i.e. corporations, partnerships, LLCs, joint ventures, sole proprietorships, and non-profit organizations*.
  • No monthly service charge if $300 minimum daily balance is maintained. Service charge is waived for non-profit organizations.
  • If balance falls below the minimum, the monthly service charge will be $12.00.
  • BillPay Service included - FREE!


Business Interest Checking

  • Simple interest accrued daily and paid monthly on daily balance.*
  • No monthly service charge if $1,000 minimum daily balance is maintained.
  • If balance falls below the minimum, the monthly service charge will be $25.00.
  • BillPay Service included - FREE!

 

*Interest rates on interest bearing checking and savings accounts are subject to change without notice.


 

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24 Hour Better Banking

 

 

  • Customer service available 24 hours a day, 7 days a week
  • Dial (406) 842-5121 or toll free (888) 842-5121
  • Touch-tone phone, account number, and personal security code required to utilize voice response system
  • Services available:
    • Verify Social Security automatic deposits
    • Determine checks paid on your account
    • Check account balance
    • Transfer funds between accounts
    • Verify deposits
    • Verify checks paid by number or amount
    • Check status of loan/Make loan payment
    • Reorder checks

 

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Vigilante Overdraft Protection

 

 

  • For individuals who wish to have a pre-arranged approved line of credit
  • Avoid costly overdraft charges and embarrassing delays
  • Annual fee of $10
  • Simple interest charged on the average daily balance of loan account balance
  • Minimum monthly repayment of $20 or 5% of outstanding balance, whichever is greater 

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RVNB ATM Card

 

 

  • Maximum daily cash withdrawal is $300.00
  • Lost ATM card replacement fee of $10.00 per occurrence

 

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RVNB VISA® Debit Card

 

 

  • Maximum daily cash withdrawal is $300.00
  • For consumer cards, maximum of $1,000 point-of-sale transactions within a 24 hour period
  • For business cards, maximum of $2,500 point-of-sale transactions within a 24 hour period
  • Lost Visa® Check card replacement fee of $10.00 per occurrence
  • We offer Verify by Visa as an extra security level.  Please register your debit card by clicking here.  

                                                 


If your card is lost or stolen, please call us immediately at 406-842-5411. After hours or on the weekend, please call 800-528-2273.

 

Regulation E Disclosure July 2013

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