HANDY CONTACT NUMBERS

 

Twin Bridges Bank 

406-684-5678

Sheridan Bank 

406-842-5411

Click for Addresses & Fax Numbers

 

ATM/Debit Cards (After Hours)

Lost or stolen card  

800-528-2273

Before traveling, please call to update your primary phone number to your cell phone so that out-of-area transactions can be verified..

New Card Activation

866-642-0450

You need to call from the primary phone number we have on our system.  

Change PIN

877-265-9594

 

24 Hour Better Banking

888-842-5121

 

Visa® PrePaid Cards

Customer Service

866-208-3438

 

 

 

 

Current Rates

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Interest Rates Effective as of  February 1, 2013


 

Checking Accounts

Account Type

Minimum Balance

Interest Rate

APY**

Now or Business Interest

$1,000

0.05%

0.05%

Preferred 'SUPER NOW'

$2,500

0.10%

0.10%

 Fees may reduce earnings on the account. Rates may change after account is opened.

 

Savings Accounts

Account Type

Minimum Balance

Interest Rate

APY**

Passbook Savings 

($5 minimum opening balance)

$200

0.10%

0.10%

Money Market

$1,000

   
Tiered Rates:

$0 - $999.99
$1,000 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 -$74,999.99
$75,000 and Above

0.05%
0.07%
0.10%
0.15%
0.18%
0.25%
0.30%

0.05%
0.07%
0.10%
0.15%
0.18%
0.25%
0.30%

 Fees may reduce earnings on the account. Rates may change after account is opened.


 

Certificates of Deposit*

Account Type

Minimum Balance

Interest Rate

APY**

12 Months - Variable Rate
(NY Prime less 2.75%)

$20,000

0.50%

0.50%

30 - 89 Days

$2,500

0.05%

0.05%

90 - 181 Days

$500

0.15%

0.15%

182 - 364 Days

$500

0.20%

0.20%

1 Year

$500

0.45%

0.45%

2 Years

$500

0.65%

0.65%

3 Years

$500

0.75%

0.75%

 

 

 

 

Nontraditional Terms
15 Month CD

 

$500

 

0.50%

 

 0.50%

21 Month CD

$20,000

0.55%

 0.55%


 

Individual Retirement Accounts*

Account Type

Minimum Balance

Interest Rate

APY**

18 Months ($10 minimum deposit)

$100

0.50%

0.50%


 

Health Savings Accounts

Account Type

Minimum Balance

Interest Rate

APY**

Interest Bearing Checking Account

$100

0.20%

0.20%

 Fees may reduce earnings on the account. Rates may change after account is opened.

 

PLEASE CONTACT ANY BANK EMPLOYEE FOR ADDITIONAL INFORMATION.

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty will be imposed.    

**APY = Annual Percentage Yield    Member FDIC

 

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