FDIC Consumer Alerts are posted at the FDIC website to help consumers keep informed about the most recent methods criminals use to get individuals to disclose personal information. On the Federal Trade Commission site, consumers can find detailed guidance on how to monitor their credit histories, use effective passwords, and recover from identity theft.

 

 

Current Rates

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Interest Rates Effective as of November 30, 2009


 

Checking Accounts

Account Type

Minimum Balance

Interest Rate

APY**

Now or Business Interest

$1,000

0.05%

0.05%

Preferred 'SUPER NOW'

$2,500

0.17%

0.17%

 

Fees may reduce earnings on the account. Rates may change after account is opened.

Savings Accounts

Account Type

Minimum Balance

Interest Rate

APY**

Passbook Savings

$200

0.10%

0.10%

Money Market

$1,000

    
Tiered Rates:

$0 - $999.99
$1,000 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 -$74,999.99
$75,000 and Above

0.10%
0.25%
0.30%
0.35%
0.50%
0.62%
1.00%

0.10%
0.25%
0.30%
0.35%
0.50%
0.62%
1.00%

 

Fees may reduce earnings on the account. Rates may change after account is opened.


Certificates of Deposit*

Account Type

Minimum Balance

Interest Rate

APY**

12 Months - Variable Rate
(NY Prime less 1.50%)

$20,000

1.75%

1.75%

30 - 89 Days

$2,500

0.62%

0.62%

90 - 181 Days

$500

1.00%

1.00%

182 - 364 Days

$500

1.20%

1.20%

1 Year

$500

1.55%

1.56%

2 Years

$500

1.85%

1.86%

3 Years

$500

2.10%

2.12%

 

 

 

Featured Offers! 
9 Month  Term

 $20,000

 1.45%

 1.45%

15 Month CD
(Consumer Only)

$100

1.75%

 1.76%



Individual Retirement Accounts*

Account Type

Minimum Balance

Interest Rate

APY**

18 Months ($10 minimum deposit)

$100

2.45%

2.47%



Health Savings Accounts

Account Type

Minimum Balance

Interest Rate

APY**

Interest Bearing Checking Account

$100

2.25%

2.27%

 

Fees may reduce earnings on the account. Rates may change after account is opened.


PLEASE CONTACT ANY BANK EMPLOYEE FOR ADDITIONAL INFORMATION

 

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substancial penalty will be imposed.
**APY = Annual Percentage Yield

Member FDIC

 

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